Zippi is Brazilian online lending startup rebuilding financial services offered for gig workers in Latin America by establishing a neobank for the 30M+ gig workers in the region. Starting with loans to drivers in Brazil. Zippi clients pay as they earn by providing their weekly earnings for the apps that they work with, resulting in client discounts as higher payments are made. Traditional loans have a flat monthly fee, but Zippi adjusts on a weekly basis based on earnings, making it a dynamic, sticky product with no fixed interest rate, and no fixed tenure.


The company is creating an ecosystem in Brazil and the rest of Latin America by starting with gig drivers and then moving to truckers, delivery workers, and sales reps. Zippi was started at MIT, by experienced founders in banking and product development.

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